Our Partners
AIA Financial Wellbeing
An Australian advice business giving affordable and straightforward financial advice.
You've bought a home — now it's time to protect the loan properly.
Why It Matters
Protecting Your Financial Future
Taking on a mortgage increases your financial responsibility. We may raise the topic of insurance and protection as part of responsible lending discussions; however, we do not provide personal insurance advice.
That's why we've partnered with AIA Financial Wellbeing, giving our clients access to licensed insurance specialists when tailored guidance is required.
The Simple Reality
Buying property changes your financial structure — and increases your financial risk.
We insure
- Our home
- Our car
But we often forget
- Our income
- Our ability to make repayments
- Our family's financial position if something went wrong
Paid From Your Super
Life insurance and income protection can often be held inside superannuation.
That means premiums may be paid from your super balance — rather than your everyday cash flow.
The goal is simple:
Protect your household without putting pressure on your repayments.
Don't Want Another Monthly Expense?
Insurance Inside Super
Most super funds include some level of default insurance automatically. This can include:
Life cover
Total & Permanent Disability (TPD)
Income protection
However, default cover is often set up years ago and may not reflect your current income, lifestyle or new mortgage. That's where a structured conversation can be worthwhile.
Quick Homeowner Check
Ask Yourself…
These are the questions that matter most when you've just taken on a mortgage.
If I couldn't work for 3–6 months, what happens?
Would my current cover keep repayments going?
Would it clear the loan if something serious happened?
Have I actually checked what's inside my super?
Service Comparison
General vs Personal Advice
Understand what's included with each level of advice from AIA Financial Wellbeing.
| Service | General Advice | Personal Advice |
|---|---|---|
| Speak to an expert | ||
| Complimentary first consultation | ||
| Fee for advice | ||
| Tailored, personalised advice that considers your personal needs, goals and objectives | ||
| Quote for AIA life insurance | ||
| Advice on insurance considering your personal circumstances, from a diverse approved product list | ||
| Help applying for insurance | ||
| Advice on superannuation | ||
| Wealth advice (savings and investments) | ||
| Help implementing superannuation and wealth advice recommendations |
Speak to an expert
Complimentary first consultation
Fee for advice
Tailored, personalised advice
Quote for AIA life insurance
Insurance advice from diverse product list
Help applying for insurance
Advice on superannuation
Wealth advice (savings & investments)
Help implementing super & wealth advice
Get Started
Book a Protection Conversation
If you'd like clarity around your protection structure, we can guide the conversation and connect you with the right specialist.
Message Received!
Thank you for getting in touch. I'll review your enquiry and get back to you within 24 hours.
Protection Enquiry
Tell us a bit about your situation and we'll connect you with AIA Financial Wellbeing.
The information provided is general in nature and does not take into account your personal financial situation, objectives or needs. Personal advice can only be provided by a licensed financial adviser.
Protect What Matters Most
Get clarity on your protection structure with a complimentary first consultation.