Mortgage Hub WA

Need help? Contact us directly:

0402 854 306
info@mortgagehubwa.com.au

Buying Your First Home?

Congratulations on taking this exciting step! Buying your first home is a big decision, and having the right guidance can make all the difference.

As a first home buyer, you may be eligible for grants and concessions that can save you thousands. I'll help you navigate the process and find the best loan for your situation.

Message Received!

Thank you for getting in touch. I'll review your enquiry and get back to you within 24 hours.

Get Expert Advice

Let's discuss your first home options.

Young couple enjoying their new home

Buy your first home with as little as 2% Deposit

Eligible Perth buyers may access low-deposit options with higher home price limits through government-backed schemes like Keystart and the First Home Guarantee.

Find Out If You're Eligible

First Home Buyer Benefits in WA

First Home Owner Grant

Up to $10,000 grant for eligible first home buyers purchasing or building a new home in WA.

Stamp Duty Concessions

Reduced or no transfer duty on homes under certain thresholds for first home buyers.

First Home Super Saver

Use your super to save for a deposit with tax advantages through the FHSS scheme.

First Home Guarantee

Buy with as little as 5% deposit and avoid paying Lenders Mortgage Insurance (LMI).

Keystart Loans

WA's low-deposit home loan scheme for eligible buyers with deposits from 2%.

Family Home Guarantee

Single parents can buy with just 2% deposit under this government-backed scheme.

How It Works

The First Home Buyer Journey

A clear, step-by-step path to help you navigate the process of buying your first home with confidence.

Budget

Sort Your Budget

Work out what you can comfortably afford, including repayments and upfront costs.

Deposit

Build Your Deposit

Start growing your deposit and check out any grants or first home perks you might be eligible for.

Pre-Approval

Get Pre-Approved

Lock in your borrowing limit so you're ready to move when the right place comes along.

Find Home

Find Your Home

Look for a place that suits your lifestyle and budget around Perth.

Offer

Make an Offer

Your solicitor reviews the contract and helps you with the conditions before you sign.

Keys

Settle & Get the Keys

Settlement is done and the home is officially yours — time to move in!

How Much Can You Borrow?

Use our calculators to get an estimate of your borrowing capacity and repayments.