Your Income
Monthly Expenses & Commitments
Include groceries, utilities, insurance, transport, etc.
Lenders typically use 3% of the limit as a monthly commitment.
Loan Details
Current variable rate: 6.5%. Assessment includes a 3% buffer.
Your Estimated Borrowing Power
Maximum loan amount
With a 20% deposit, you could purchase a property up to:
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Important Note
The information provided by this calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and it is advised that you consult with a mortgage broker about your specific circumstances. Actual borrowing capacity will depend on individual lender policies, credit history, and detailed financial assessment.